ABC Loans Get Prequalified

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Landing Page: /apply/cdfloans Widget: /widget/cdfloans Status: Published

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Hero Section

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Heading

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Legal

Legal Company Name

Appears in the credit pull authorization language.

Custom Disclosure (optional)

Additional legal text shown below the consent checkboxes.

Page Settings

URL Slug

Page Title

Required Fields

These fields are always present and cannot be removed.

First name Required Always on

Last name Required Always on

Street address Required Always on

City Required Always on

State Required Always on

Zip Required Always on

AI Field Assistant

Tell the AI what you need in plain language. Example: "I'm a solar contractor" or "I need phone, email, income, and monthly electric bill" or "add a field for roof type"

You

                  I'm a mortgage broker, and I want all the information needed to fulfill a full credit application on a mortgage credit report.
                

AI Assistant

                  Great — for a full mortgage credit application, I'll include everything needed to run a tri-merge credit report and satisfy standard underwriting requirements.

Here's what I'm pulling in:

- **Personal:** Full name (with middle/suffix), DOB, full SSN, phone, email
- **Address:** Apt/unit, housing status, monthly housing payment, years at address + previous address history
- **Employment & Income:** Employment status, employer details, job title, years employed, gross annual/monthly income, other income — plus previous employer
- **Loan Details:** Desired loan amount, loan purpose, loan term, down payment + source
- **Property:** Full property info, type, value, purchase price, occupancy, mortgage details, loan type, rate preference, first-time buyer, VA eligibility
- **Co-Borrower:** Full co-borrower block
- **Financial:** Bankruptcy and foreclosure history
- **Consent:** TCPA, terms, and privacy acknowledgment

```json
{
  "fields": [
    { "field_key": "middle_name", "label": "Middle Name / Initial", "field_type": "text", "required": false, "position": 0 },
    { "field_key": "suffix", "label": "Suffix", "field_type": "select", "required": false, "position": 1, "options": { "choices": ["Jr", "Sr", "II", "III", "IV"] } },
    { "field_key": "dob", "label": "Date of Birth", "field_type": "date", "required": true, "position": 2 },
    { "field_key": "ssn_full", "label": "Social Security Number", "field_type": "ssn", "required": true, "position": 3 },
    { "field_key": "phone", "label": "Phone Number (Mobile)", "field_type": "phone", "required": true, "position": 4 },
    { "field_key": "home_phone", "label": "Phone Number (Home)", "field_type": "phone", "required": false, "position": 5 },
    { "field_key": "email", "label": "Email Address", "field_type": "email", "required": true, "position": 6 },
    { "field_key": "marital_status", "label": "Marital Status", "field_type": "select", "required": true, "position": 7, "options": { "choices": ["Single", "Married", "Separated", "Divorced", "Widowed"] } },
    { "field_key": "dependents", "label": "Number of Dependents", "field_type": "number", "required": false, "position": 8 },
    { "field_key": "citizenship", "label": "Citizenship Status", "field_type": "select", "required": true, "position": 9, "options": { "choices": ["U.S. Citizen", "Permanent Resident", "Non-Permanent Resident Alien", "Non-Resident Alien"] } },
    { "field_key": "address_line2", "label": "Apt / Suite / Unit", "field_type": "text", "required": false, "position": 10 },
    { "field_key": "housing_status", "label": "Housing Status", "field_type": "select", "required": true, "position": 11, "options": { "choices": ["Own", "Rent", "Living with Family", "Other"] } },
    { "field_key": "monthly_housing", "label": "Monthly Housing Payment", "field_type": "currency", "required": true, "position": 12 },
    { "field_key": "years_at_address", "label": "Years at Current Address", "field_type": "number", "required": true, "position": 13 },
    { "field_key": "prev_address", "label": "Previous Street Address", "field_type": "text", "required": false, "position": 14 },
    { "field_key": "prev_city", "label": "Previous City", "field_type": "text", "required": false, "position": 15 },
    { "field_key": "prev_state", "label": "Previous State", "field_type": "select", "required": false, "position": 16, "options": { "choices": ["AL","AK","AZ","AR","CA","CO","CT","DE","FL","GA","HI","ID","IL","IN","IA","KS","KY","LA","ME","MD","MA","MI","MN","MS","MO","MT","NE","NV","NH","NJ","NM","NY","NC","ND","OH","OK","OR","PA","RI","SC","SD","TN","TX","UT","VT","VA","WA","WV","WI","WY","DC"] } },
    { "field_key": "prev_zip", "label": "Previous Zip", "field_type": "text", "required": false, "position": 17 },
    { "field_key": "years_at_prev", "label": "Years at Previous Address", "field_type": "number", "required": false, "position": 18 },
    { "field_key": "employment_status", "label": "Employment Status", "field_type": "select", "required": true, "position": 19, "options": { "choices": ["Employed Full-Time", "Employed Part-Time", "Self-Employed", "Retired", "Unemployed", "Other"] } },
    { "field_key": "employer", "label": "Employer Name", "field_type": "text", "required": false, "position": 20 },
    { "field_key": "employer_phone", "label": "Employer Phone", "field_type": "phone", "required": false, "position": 21 },
    { "field_key": "job_title", "label": "Job Title / Position", "field_type": "text", "required": false, "position": 22 },
    { "field_key": "years_employed", "label": "Years at Current Job", "field_type": "number", "required": true, "position": 23 },
    { "field_key": "income", "label": "Gross Annual Income", "field_type": "currency", "required": true, "position": 24 },
    { "field_key": "monthly_income", "label": "Gross Monthly Income", "field_type": "currency", "required": true, "position": 25 },
    { "field_key": "other_income", "label": "Other Income", "field_type": "currency", "required": false, "position": 26 },
    { "field_key": "other_income_source", "label": "Other Income Source", "field_type": "text", "required": false, "position": 27 },
    { "field_key": "prev_employer", "label": "Previous Employer", "field_type": "text", "required": false, "position": 28 },
    { "field_key": "prev_job_title", "label": "Previous Job Title", "field_type": "text", "required": false, "position": 29 },
    { "field_key": "prev_years_employed", "label": "Years at Previous Job", "field_type": "number", "required": false, "position": 30 },
    { "field_key": "loan_amount", "label": "Desired Loan Amount", "field_type": "currency", "required": true, "position": 31 },
    { "field_key": "loan_purpose", "label": "Loan Purpose", "field_type": "select", "required": true, "position": 32, "options": { "choices": ["Purchase", "Refinance - Rate/Term", "Refinance - Cash Out", "Home Equity", "Construction"] } },
    { "field_key": "loan_term", "label": "Desired Loan Term", "field_type": "select", "required": false, "position": 33, "options": { "choices": ["10 Years", "15 Years", "20 Years", "25 Years", "30 Years"] } },
    { "field_key": "down_payment", "label": "Down Payment Amount", "field_type": "currency", "required": false, "position": 34 },
    { "field_key": "down_payment_source", "label": "Down Payment Source", "field_type": "select", "required": false, "position": 35, "options": { "choices": ["Savings", "Gift", "401k / Retirement", "Sale of Property", "Down Payment Assistance Program", "Other"] } },
    { "field_key": "property_address", "label": "Property Address", "field_type": "text", "required": false, "position": 36 },
    { "field_key": "property_city", "label": "Property City", "field_type": "text", "required": false, "position": 37 },
    { "field_key": "property_state", "label": "Property State", "field_type": "select", "required": false, "position": 38, "options": { "choices": ["AL","AK","AZ","AR","CA","CO","CT","DE","FL","GA","HI","ID","IL","IN","IA","KS","KY","LA","ME","MD","MA","MI","MN","MS","MO","MT","NE","NV","NH","NJ","NM","NY","NC","ND","OH","OK","OR","PA","RI","SC","SD","TN","TX","UT","VT","VA","WA","WV","WI","WY","DC"] } },
    { "field_key": "property_zip", "label": "Property Zip", "field_type": "text", "required": false, "position": 39 },
    { "field_key": "property_county", "label": "Property County", "field_type": "text", "required": false, "position": 40 },
    { "field_key": "property_type", "label": "Property Type", "field_type": "select", "required": true, "position": 41, "options": { "choices": ["Single Family", "Condo", "Townhouse", "Multi-Family (2-4 Units)", "Manufactured / Mobile Home", "Other"] } },
    { "field_key": "property_value", "label": "Estimated Property Value", "field_type": "currency", "required": false, "position": 42 },
    { "field_key": "purchase_price", "label": "Purchase Price", "field_type": "currency", "required": false, "position": 43 },
    { "field_key": "occupancy_type", "label": "Occupancy Type", "field_type": "select", "required": true, "position": 44, "options": { "choices": ["Primary Residence", "Secondary / Vacation Home", "Investment Property"] } },
    { "field_key": "num_units", "label": "Number of Units", "field_type": "select", "required": false, "position": 45, "options": { "choices": ["1", "2", "3", "4"] } },
    { "field_key": "mortgage_balance", "label": "Current Mortgage Balance", "field_type": "currency", "required": false, "position": 46 },
    { "field_key": "mortgage_payment", "label": "Current Monthly Mortgage Payment", "field_type": "currency", "required": false, "position": 47 },
    { "field_key": "mortgage_rate", "label": "Current Interest Rate", "field_type": "number", "required": false, "position": 48 },
    { "field_key": "loan_type", "label": "Loan Type", "field_type": "select", "required": false, "position": 49, "options": { "choices": ["Conventional", "FHA", "VA", "USDA", "Jumbo", "Other"] } },
    { "field_key": "rate_type", "label": "Rate Type Preference", "field_type": "select", "required": false, "position": 50, "options": { "choices": ["Fixed", "Adjustable (ARM)", "No Preference"] } },
                

Active Fields (2)

Phone Number phone Optional phone

Email Address email Optional email

Credit Intelligence

Configure how credit pull results are evaluated and displayed to applicants.

Enable Credit Intelligence

When disabled, all applicants see the same default message.

Default Result Heading

Default Result Body

On No-Hit, Ask For:

AI Decisioning Assistant

Tell the AI what matters to you when evaluating an applicant. It will build your qualification tiers from the full credit report — score, collections, bankruptcies, inquiries, delinquencies, anything.

You

                    I need people that don't have any mortgage late payments in the last 2 years, have at least a 750 credit score, and have no bankruptcies.
                  

AI Assistant

                    Great, that's a solid set of criteria. A couple quick questions:

1. **Which bureau** should we pull from — TransUnion, Experian, or Equifax? (Or a waterfall across multiple?)
2. **Which score model** — FICO 8, FICO 4, or VantageScore 4?
                  

You

                    Pull from Experian and use FICO v2
                  

AI Assistant

                    Got it. One more thing — what should the **result messages** look like for approved vs. declined applicants? Or would you like me to use professional default messaging?
                  

You

                    If they are qualified, tell them, "Congratulations, you've been pre-qualified," and give them a link to our Calendy. If they're not pre-qualified, tell them, "Thank you for your submission. We'll get back to you shortly."
                  

AI Assistant

                    What's the **Calendly link** you'd like included in the approval message?
                  

You

                    my calendar
                  

AI Assistant

                    Could you share the actual **Calendly URL** (e.g., `https://calendly.com/yourname`)? I'll embed it directly in the approval message.
                  

You

                    abc.com
                  

AI Assistant

                    Perfect, I have everything I need. Here are your tiers:

[Tier configuration updated]

A few things to confirm:

- **Mortgage late payments** — I flagged any mortgage trade with a delinquency in the last 2 years (30-day or greater). Does that sound right, or do you only want to catch 60+ or 90+ day lates?
- **No-hit applicants** (where Experian returns no credit file) — should they go to the decline message, or be handled separately?

Current Decisioning Logic

Applications are pulled from Experian using the FICO v2 (FICO 4) score model. Applicants must have a FICO v2 score of 750 or higher, no bankruptcies on their public record, and no late payments of any kind on mortgage trade lines within the last 2 years. Applicants who meet all three criteria are pre-qualified and directed to schedule an appointment at abc.com. All others receive a soft decline message indicating the team will follow up.

Active Tiers (2)

Pre-Qualified — EXP (Waterfall #1)

Score: 750–850 + 3 rule(s)

Congratulations, you've been pre-qualified!

We're excited to move forward with you. Please schedule a time with us here: abc.com

Decline — EXP (Waterfall #1)

Score: 300–849

Thank you for your submission.

Thank you for your submission. We'll get back to you shortly.

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Landing Page URL

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          http://product.isoftpull.dev/apply/cdfloans
        

Widget Embed Code

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          <iframe src="http://product.isoftpull.dev/widget/cdfloans" width="100%" height="700" frameborder="0" style="border: none; max-width: 480px;"></iframe>
        

ABC Loans Get Prequalified

AI Design Assistant

Building Your Landing Page

Branding

Hero Section

Legal

Page Settings

Required Fields

AI Field Assistant

Active Fields (2)

Credit Intelligence

AI Decisioning Assistant

Current Decisioning Logic

Active Tiers (2)

Pre-Qualified — EXP (Waterfall #1)

Decline — EXP (Waterfall #1)

Widget Appearance

Landing Page URL

Widget Embed Code