Get Prequalified Now!

Preview
Landing Page: /apply/abc Widget: /widget/abc Status: Draft

AI Design Assistant

Enter your website URL and AI will pull your branding, colors, and content to build your landing page. Or describe your business instead.

Branding

Set your company colors and logo.

Direct link to your logo image (PNG or SVG recommended).

Hero Section

The big headline and subheading visitors see first.

Legal

Appears in the credit pull authorization language.
Additional legal text shown below the consent checkboxes.

Page Settings

Required Fields

These fields are always present and cannot be removed.

First name Required Always on
Last name Required Always on
Street address Required Always on
City Required Always on
State Required Always on
Zip Required Always on

AI Field Assistant

Tell the AI what you need in plain language. Example: "I'm a solar contractor" or "I need phone, email, income, and monthly electric bill" or "add a field for roof type"

You
im a mortgage broker and im not sure
AI Assistant
No worries! Let me get you started with a solid mortgage pre-qualification form and you can tweak from there. I'll include the essentials for a mortgage application: - **Contact info** (phone, email) - **Date of birth & SSN** (last 4) - **Employment & income** - **Loan details** (amount, purpose, type) - **Property info** (type, value, occupancy) - **First-time homebuyer & VA eligibility flags** [Fields updated] This is a good starting point for most mortgage brokers. A couple of quick questions: 1. Do you want a **co-borrower section**? 2. Do you need the **full SSN** or is last 4 enough for your soft pull?

Active Fields (17)

Phone Number (Mobile) phone Required phone
Email Address email Required email
Date of Birth date Optional dob
Last 4 of SSN ssn Optional ssn_last4
Employment Status select Optional employment_status
Employer Name text Optional employer
Years at Current Job number Optional years_employed
Gross Annual Income currency Optional income
Desired Loan Amount currency Optional loan_amount
Loan Purpose select Optional loan_purpose
Loan Type select Optional loan_type
Property Type select Optional property_type
Estimated Property Value currency Optional property_value
Occupancy Type select Optional occupancy_type
First-Time Homebuyer? checkbox Optional first_time_buyer
VA Eligible? checkbox Optional va_eligible
Down Payment Amount currency Optional down_payment

Credit Intelligence

Configure how credit pull results are evaluated and displayed to applicants.

When disabled, all applicants see the same default message.

AI Decisioning Assistant

Tell the AI what matters to you when evaluating an applicant. It will build your qualification tiers from the full credit report — score, collections, bankruptcies, inquiries, delinquencies, anything.

You
credit score above 600 and no mortgage lates in teh last 12 months
AI Assistant
Great start! A couple of quick questions: 1. **Which bureau** should we pull from — TransUnion, Experian, or Equifax? (Or a waterfall?) 2. **Which score model** — FICO 8, FICO 4, or VantageScore 4?
You
Experian and FICO 2
AI Assistant
Just so you know, the score models available in the iSoftpull full feed are **FICO 8**, **FICO 4**, and **VantageScore 4** — FICO 2 isn't one of the options. Which of these would you like to use instead? - **FICO 8** – most commonly used for consumer lending - **FICO 4** – often used in mortgage lending - **VantageScore 4**
You
ok use vantage
AI Assistant
Got it! One last question before I generate your tiers: How do you want to handle applicants who **don't meet** your criteria (score under 600 or mortgage lates in the last 12 months)? Any specific decline message you'd like shown, or should I keep it generic?
You
Keep it genaric
AI Assistant
Here's your tier configuration: [Tier configuration updated] A couple of things to note: - The **mortgage late** rule checks for any 30-day+ delinquencies on mortgage tradelines. I can tighten this to only look at the **last 12 months** using the `max_delinquency_date` field if you'd like — just say the word. - Would you like to add any additional tiers (e.g., a middle tier for scores 600–649 with stricter conditions)?

Current Decisioning Logic

Applications are evaluated using Experian VantageScore 4. Applicants with a score of 600 or above and no mortgage trade accounts showing any 30-day or greater delinquencies in the last 12 months will be pre-qualified. Any applicant who does not meet these criteria will receive a generic decline message.

Active Tiers (2)

Approved — EXP (Waterfall #1)

Score: 600–850 + 2 rule(s)
Great News — You Pre-Qualify!
Based on the information we reviewed, you meet our pre-qualification criteria. A member of our team will be in touch with you shortly to discuss next steps.

Decline — EXP (Waterfall #1)

Score: 300–850
We're Unable to Pre-Qualify You at This Time
Thank you for your interest. Unfortunately, we are unable to pre-qualify you based on the information in your credit profile at this time. You are encouraged to reapply in the future.

Widget Appearance

Customize how the embeddable widget looks when placed on a client's website.

Landing Page URL

Share this link directly — send it in emails, ads, or social media.

http://product.isoftpull.dev/apply/abc

Widget Embed Code

Copy and paste this into your website's HTML to embed the credit application form.

<iframe src="http://product.isoftpull.dev/widget/abc" width="100%" height="700" frameborder="0" style="border: none; max-width: 480px;"></iframe>